Privacy Policy - GoKwik Network

Last Updated:  06 December 2025
App Name:   GoKwik Network
Developer / Owner:   Ramlal
Company:   MobikPe Fintech Services
Support Email:   gokwiknetwork@gmail.com
Jurisdiction:   International (No Fixed Governing Country)

1. INTRODUCTION

GoKwik Network (“GoKwik”, “we”, “our”, “us”) recognizes that users worldwide value privacy and data protection. This Privacy Policy (“Policy”) explains how we collect, use, process, store, transfer, secure, and disclose your information when you use the GoKwik Network mobile application (“App”) and associated cloud services (“Services”).

This Policy applies internationally and is designed to comply with the strongest global privacy standards including:

GoKwik Network operates worldwide and does not limit services to any particular region.
By accessing or using the App, you acknowledge that you have read, understood, and agreed to this Policy.

IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY, YOU MUST STOP USING THE GOKWIK NETWORK APPLICATION IMMEDIATELY.

Privacy Policy Availability

This Privacy Policy is available in two locations as required by app store policies:

SSL Certificate: The website hosting this Privacy Policy is secured with an SSL (Secure Sockets Layer) certificate, ensuring encrypted and secure transmission of data when accessing the policy online. You can verify this by checking for the padlock icon in your browser’s address bar when viewing the policy on our website.

2. SCOPE OF THIS POLICY

This Policy applies to:

This Policy does NOT  apply to:

3. CONSENT & ACCEPTANCE

By using GoKwik Network globally, you:

  1. Consent to the collection and use of your data as described
  2. Agree to the processing of data on international servers
  3. Understand that Points activities run on GoKwik servers only
  4. Understand that third-party SDKs (AdMob, Meta Facebook Audience Network, Appodeal, OneSignal, Firebase) collect certain device data
  5. Understand that no cryptocurrency or financial product is offered

4. SERVICES COVERED UNDER THIS POLICY

This Privacy Policy governs:

✔ Points-based activities

Points are earned from in-app activities and tracked on GoKwik servers. No device hardware resources are used for computation.

✔ In-app Points ledger (non-cash)

Points are virtual, cannot be traded, sold, or withdrawn, and have no real-world monetary value.

✔ QR Scanner functionality

Camera access is used only for scanning QR codes, never for recording or storing images.

✔ Reward system & referral operations

We record referral activity, task completion events, and Points eligibility.

✔ Push Notifications

Handled using OneSignal for alerts, promotions, and important updates.

✔ Advertising

AdMob and Meta Facebook Audience Network are used to show ads; ad personalization depends on device settings.

✔ Authentication

Firebase Authentication manages OTP login, password reset, and account verification.

✔ Analytics

Firebase Analytics monitors app performance, crashes, and usage patterns.

5. INTERNATIONAL OPERATION & DATA HANDLING

GoKwik Network operates without a fixed jurisdiction.
This means:

We adopt International Best Practices  instead of binding legal frameworks, ensuring:

✔ User rights
✔ Data transparency
✔ Security standards
✔ Responsible processing
✔ Cross-border data management

6. ELIGIBILITY

To use GoKwik Network:

If a user under 13 is identified, their account will be deleted.

7. DEFINITIONS

“Personal Information”

Any information that can identify a user, including:

“Non-personal Information”

Aggregated + anonymized data that cannot identify an individual.

“Points Data”

Server-driven records of in-app Points activities only.

“Third-Party Services”

AdMob, Meta Facebook Audience Network, Appodeal, OneSignal, Firebase, Google APIs.

“Processing”

Any operation performed on user data, such as storage, transfer, analysis, or encryption.

“International Transfer”

Moving or storing data across global server locations.

8. TYPES OF DATA WE COLLECT

We collect information in three categories :

✔ (A) Information You Provide

✔ (B) Information Automatically Collected

✔ (C) Information Collected by Third-Party SDKs

8.1 INFORMATION YOU PROVIDE

You may directly provide:

We do NOT  collect:

❌ Aadhaar
❌ PAN
❌ Face images
❌ Address
❌ KYC documents

GoKwik does not  require official documents.

8.2 INFORMATION WE AUTOMATICALLY COLLECT

Our systems collect:

We do not  collect:

❌ GPS location
❌ Precise location data
❌ Location coordinates

Note: While we do not collect precise location data, third-party advertising networks (AdMob, Meta Facebook Audience Network, Appodeal) may use IP address-based approximate location for ad delivery and measurement purposes.

8.3 DATA COLLECTED BY THIRD-PARTY SDKs

Google Play Services

App integrity & performance.

Firebase Authentication

Handles OTP login and identity verification.

Firebase Analytics

Crash data, session duration, retention events.

AdMob

Advertising identifiers (Google Advertising ID), device information, IP address, and app usage data for ad delivery and measurement.

Meta Facebook Audience Network

Advertising identifiers, device information, IP address, and app usage data for ad delivery and measurement.

Appodeal

Advertising identifiers (Google Advertising ID / Apple Advertising ID), device information, IP address, app usage data, and approximate location (derived from IP address) for ad delivery, measurement, and fraud prevention. For more information, please visit Appodeal’s Privacy Policy.

OneSignal

Device push token for notifications.

9. HOW WE USE YOUR INFORMATION

GoKwik Network processes your information to operate, maintain, and improve the Services.
All processing follows international data protection principles, including transparency, minimal data use, and security.

We use your data for the following purposes:

9.1 To Provide and Maintain the Services

We require certain information to operate core features:

✔ Account creation and authentication

✔ Points activities

✔ In-app Points ledger (non-cash)

✔ Referral system

9.2 To Improve App Performance & User Experience

Through Firebase Analytics and internal metrics, we:

We do not  use this information to identify specific individuals.

9.3 To Prevent Fraud and Abuse

We use device and account data to:

Security and fairness of Points activities are critical components of GoKwik operations.

9.4 To Send Notifications

Using OneSignal, we send:

Notifications can be turned off in device settings.

9.5 To Display Advertisements

AdMob, Meta Facebook Audience Network, and Appodeal use anonymized identifiers (including Advertising ID and IP address) to:

We do not share personal data with advertisers. Advertising networks (AdMob, Meta Facebook Audience Network, and Appodeal) may collect device identifiers, advertising IDs (Google Advertising ID / Apple Advertising ID), IP addresses, and app usage data for ad delivery, measurement, and fraud prevention purposes. For more information about Appodeal’s data practices, please visit Appodeal’s Privacy Policy.

9.6 To Provide Customer Support

When you contact us:

10. POINTS TRANSPARENCY

GoKwik Network uses server-based Points tracking, not financial or crypto services.

10.1 What Points Mean in GoKwik Network

Points are:

✔ Earned through in-app activities and referrals

✔ Calculated and stored 100% on GoKwik servers

✔ Not cryptocurrency, tokens, or financial instruments

✔ Not transferable, tradable, or withdrawable

✔ Not backed by cash or convertible to money

✔ Only usable inside the app experience

Points are virtual, cannot be traded, sold, or withdrawn, and have no real-world monetary value. This protects users and ensures compliance with Google Play's:

10.2 What Points Do Not Do

GoKwik Network does not :

❌ mine cryptocurrency on your device
❌ offer cash-out, withdrawal, or conversion to money
❌ run hidden background services
❌ access your files or media
❌ collect sensitive financial information

Points are virtual and server-managed only.

11. LEGAL BASIS FOR PROCESSING

Since your app operates globally, we use the following legal bases:

11.1 Legitimate Interests

We process data to ensure:

11.2 Contract Performance

When you register, a service agreement is formed.
We process data to:

11.3 Consent

We obtain consent for:

Consent can be withdrawn anytime.

11.4 Legal Obligations

We process or disclose data if required:

12. QR SCANNER AND CAMERA PERMISSION

Camera access is required only for scanning QR codes  for non-payment, in-app identification flows.

✔ Allowed:

❌ Not Allowed / Not Done:

The camera remains inactive unless a user manually initiates a scan.

13. PHONE NUMBER AUTHENTICATION (FIREBASE)

GoKwik Network uses Firebase Authentication to:

Firebase collects:

We do not store your OTP or password.

14. ADVERTISING & ANALYTICS DISCLOSURE

AdMob

Collects:

Used for:

Meta Facebook Audience Network

Collects:

Used for:

Facebook Audience Network may use cookies, pixels, and similar technologies to serve ads. For more information about how Facebook processes data, please visit Facebook’s Data Policy and Facebook Audience Network Privacy Policy.

Appodeal

Collects:

Used for:

For more information about how Appodeal processes data, please visit Appodeal’s Privacy Policy.

Firebase Analytics

Collects:

Used for:

OneSignal

Collects:

Used for:

15. PERMISSION JUSTIFICATIONS

Permission

Why Needed

What We Do NOT Do

Camera

To scan QR Codes for in-app identification (non-payment)

No recording, no storage, no media access

Internet

Syncing Points activities and app content

No crypto mining or financial transactions

Network state

Show connectivity status

No background abuse

Read device info

Fraud detection, analytics

No tracking users personally

Push notifications

Reward alerts & reminders

Notifications can be disabled

16. DATA SHARING & DISCLOSURE

GoKwik Network does not  sell, rent, or trade your personal information. We share information only in the following limited situations:

16.1 SERVICE PROVIDERS (THIRD-PARTY INTEGRATIONS)

We share limited data with trusted third-party services necessary for the app to function:

✔ Google Play Services

Ensures app functionality, updates, and security.

✔ Firebase Authentication

For OTP login, identity verification, and password recovery.

✔ Firebase Analytics

For crash logs, performance monitoring, and user experience improvements.

✔ OneSignal Notifications

For sending push notifications like Points updates, reward alerts, and important announcements.

✔ AdMob Advertising

For delivering personalized and non-personalized ads using the device’s advertising identifier.

✔ Meta Facebook Audience Network

For delivering personalized and non-personalized advertisements. Facebook Audience Network may collect device identifiers, IP addresses, and app usage data for ad delivery, measurement, and fraud prevention.

✔ Appodeal

For delivering personalized and non-personalized advertisements. Appodeal may collect advertising identifiers (Google Advertising ID / Apple Advertising ID), IP addresses, device information, app usage data, and approximate location (derived from IP address) for ad delivery, measurement, fraud prevention, and analytics. For more information about how Appodeal processes data, please review Appodeal’s Privacy Policy.

Shared data is minimal and strictly controlled.

16.2 LEGAL REQUIREMENTS & SAFETY

We may disclose your information if required to:

GoKwik Network always evaluates the legality before sharing any data.

16.3 BUSINESS TRANSFERS

If GoKwik Network:

Then user data may be transferred as part of the transaction, but always under strict confidentiality obligations.

16.4 AGGREGATED OR DE-IDENTIFIED INFORMATION

We may use and share aggregated data such as:

This type of data cannot identify any individual user .

17. DATA RETENTION POLICY

We retain personal information only as long as necessary  for:

Once data is no longer required, it is deleted or anonymized.

17.1 RETENTION DURATION

Data Type

Retention Duration

Account information

Until user deletes account

Points history

Deleted upon account deletion

Points activity logs

Deleted upon account deletion

Device identifiers

Automatically purged periodically

Analytics data

Retained only in anonymized format

Notification tokens

Deleted when user uninstalls or disables notifications

17.2 ACCOUNT DELETION RETENTION RULE

When a user deletes their account:

We follow Google Play’s 2024–2025 Account Deletion Compliance  fully.

18. ACCOUNT DELETION PROCESS

GoKwik Network provides a full in-app account deletion option  to comply with the latest Google Play requirements.

18.1 HOW ACCOUNT DELETION WORKS

Users can delete their account by:

  1. Opening the GoKwik Network app
  2. Navigating to Account Settings
  3. Selecting Delete Account
  4. Completing the verification form

Once submitted:

18.2 FULL DATA DELETION GUARANTEE

Upon deletion, we remove:

✔ Username
✔ Phone number
✔ Email (if provided)
✔ Points balance & activity history
✔ Referral activity
✔ Device ID associated with the account
✔ Analytics identifiers

No data is retained except anonymized statistics (which cannot identify users).

19. COOKIES & TRACKING TECHNOLOGIES

GoKwik Network does not  use traditional browser cookies.
However, we use mobile-equivalent technologies such as:

19.1 ANALYTICS IDENTIFIERS

Firebase Analytics uses anonymous identifiers to:

19.2 ADVERTISING IDENTIFIERS

AdMob, Meta Facebook Audience Network, and Appodeal may use:

Users can reset or disable personalized ads in device settings. Facebook Audience Network and Appodeal may also use cookies and similar technologies for ad delivery and measurement. For more information about Appodeal’s data practices, please visit Appodeal’s Privacy Policy.

19.3 NOTIFICATION IDENTIFIERS

OneSignal assigns a:

Used strictly for sending push notifications.

19.4 NO SENSITIVE TRACKING

We do not  use or collect:

❌ Precise location
❌ Biometric data
❌ Cookies for tracking movement
❌ Hidden trackers
❌ Cross-app tracking beyond AdMob, Meta Facebook Audience Network, and Appodeal defaults

20. INTERNATIONAL DATA TRANSFERS

Since GoKwik Network operates without fixed jurisdiction, data processing may occur across multiple countries.

Data may be transferred to:

✔ Google Cloud international regions
✔ Firebase Authentication servers
✔ Firebase Analytics servers
✔ OneSignal global servers

These regions may include:

20.1 WHY INTERNATIONAL TRANSFER OCCURS

20.2 PROTECTION MEASURES FOR INTERNATIONAL TRANSFER

We implement:

21. DATA SECURITY MEASURES

GoKwik Network uses multiple levels of protection:

21.1 TECHNICAL SAFEGUARDS

21.2 ORGANIZATIONAL SAFEGUARDS

21.3 USER RESPONSIBILITY

Users must:

21.4 NO GUARANTEE DISCLAIMER

While we implement best possible measures, no method of electronic transmission is 100% secure .
We cannot guarantee absolute security but ensure industry compliance.

22. USER RIGHTS

GoKwik Network operates globally and provides privacy rights similar to international standards such as the GDPR (General Data Protection Regulation), CCPA, and global privacy principles.

Users worldwide have the following rights related to their personal data:

22.1 RIGHT TO ACCESS YOUR INFORMATION

You may request:

We will provide this information in a structured and readable format.

22.2 RIGHT TO CORRECT YOUR INFORMATION

If any personal data you provided is incorrect or outdated,
you may request correction.

This includes:

We may ask for identity verification before applying updates.

22.3 RIGHT TO DELETE YOUR INFORMATION

You may request complete removal  of:

This can be done using the in-app Account Deletion  button.
Upon deletion:

✔ Your account will be permanently erased
✔ Your data cannot be restored
✔ Your Points balance will be lost
✔ Backup data will be deleted within 30–90 days

22.4 RIGHT TO WITHDRAW CONSENT

You may withdraw consent for:

Consent withdrawal does not  affect the legality of previous processing.

22.5 RIGHT TO OBJECT TO PROCESSING

You may object to:

If you object to essential processing (like OTP login),
GoKwik Network may not be able to continue providing services.

22.6 RIGHT TO DATA PORTABILITY

You may request a machine-readable export of essential information such as:

This helps users transition to other services.

22.7 RIGHT TO RESTRICT PROCESSING

You may request temporary restriction of your data’s processing under special circumstances (e.g., security review, identity verification).

During restriction:

22.8 RIGHT TO FILE A COMPLAINT

If you believe your privacy rights are violated, you may:

We take all privacy complaints seriously and respond promptly.

23. CHILDREN’S PRIVACY

GoKwik Network is not intended for children under 13 years of age .

We do not knowingly  collect:

from children under 13.

23.1 IF A CHILD UNDER 13 IS IDENTIFIED

We will:

  1. Immediately disable the account
  2. Permanently delete all related data
  3. Notify the user if contact information is available

Parents or guardians may notify us at gokwiknetwork@gmail.com  if they believe a child’s data was accidentally collected.

24. CHANGES TO THIS PRIVACY POLICY

We may modify or update this Policy from time to time to reflect:

When updates are made:

Continued use of GoKwik Network after updates means you accept the revised policy.

25. USER RESPONSIBILITY & ACCEPTANCE

By using the GoKwik Network App, you acknowledge:

26. CONTACT INFORMATION

For any questions, concerns, or privacy requests, you may contact us:

📩 Email:  gokwiknetwork@gmail.com
👤 Developer / Owner:  Ramlal
🏢 Company:  MobikPe Fintech Services
🌍 Jurisdiction:  International, No Fixed Governing Country

We will respond to your request within 7–14 business days .

27. COOKIES POLICY

Although GoKwik Network is a mobile application and does not use traditional browser cookies, we use mobile-equivalent identifiers  that function similarly to cookies for analytics, security, and advertising.

This Cookies Policy describes:

27.1 DO WE USE COOKIES?

✔ Yes, but not browser cookies.

Instead, we use:

These identifiers help deliver and improve our services.

27.2 WHAT IS A “COOKIE” IN MOBILE CONTEXT?

In mobile apps, “cookies” refer to:

These act similarly to web cookies.

27.3 WHY WE USE MOBILE COOKIES / IDENTIFIERS

We use these identifiers for:

✔ Essential App Functions

✔ Analytics & Performance

✔ Advertising

✔ Security

27.4 TYPES OF IDENTIFIERS WE USE

(1) Essential Identifiers

Used for app functionality:

Cannot be disabled , or app will not function.

(2) Analytics Identifiers

Used by Firebase Analytics for:

Users may disable analytics tracking via:

(3) Advertising Identifiers (AdMob, Meta Facebook Audience Network & Appodeal)

AdMob, Meta Facebook Audience Network, and Appodeal use:

Users can control ad personalization in:

Android Settings → Google → Ads → Opt out of Ads Personalization

For more information about Appodeal’s privacy practices, please review Appodeal’s Privacy Policy.

(4) Push Notification Identifiers (OneSignal)

OneSignal uses:

To:

Users can disable notifications in device settings.

27.5 CONTROL OVER IDENTIFIERS

You may control mobile cookies by:

Some essential identifiers cannot be disabled because they are required for Points tracking and account security.

28. INTERNATIONAL DATA TRANSFER MECHANISMS

GoKwik Network operates on global cloud infrastructure.
Data may be processed or stored in:

These regions may include:

28.1 REASONS FOR INTERNATIONAL TRANSFER

✔ App operates worldwide

✔ Firebase, AdMob, Meta Facebook Audience Network, Appodeal, OneSignal are international services

✔ Points infrastructure is distributed

✔ Server redundancy requires multi-region storage

28.2 PROTECTION FOR INTERNATIONAL TRANSFERS

We implement:

Even though GoKwik Network has no fixed jurisdiction , our international operational standards are aligned with:

29. DATA PROCESSING FRAMEWORK

To protect user privacy, GoKwik Network follows:

29.1 PURPOSE LIMITATION

Data is collected only for:

We never expand usage beyond these purposes without consent.

29.2 DATA MINIMIZATION

We collect only what is necessary , such as:

We do not collect unnecessary data such as:

29.3 STORAGE LIMITATION

Data is not kept longer than needed.

When a user deletes their account:

29.4 ACCURACY

Users can edit or correct account information anytime.

29.5 ACCOUNTABILITY

We maintain logs and perform periodic security reviews to protect user data.

30. TECHNICAL DEFINITIONS (LEGAL SECTION)

“Personal Data”

Any information that identifies a user.

“Processing”

Any operation performed on personal data such as collection, storage, deletion, access, transmission.

“Controller”

MobikPe Fintech Services — the organization responsible for handling user data.

“Points Activities”

Server-based processing of virtual Points only.
NO  device-level computation is performed.

“Third-party Services”

External tools integrated with the app (AdMob, Meta Facebook Audience Network, Firebase, OneSignal).

“Identifier”

Technical data such as device ID, ad ID, push token used for operations.

31. DATA BREACH PROCEDURE

While we use advanced security, if a data breach occurs:

  1. We will identify the affected data
  2. We will secure impacted systems
  3. We will notify affected users if required
  4. We will prevent future breaches using updated protocols

Data breaches are rare but this protocol ensures safety.

32. USER OBLIGATIONS

To help maintain a secure environment, users must:

Violations may result in account termination.

33. LIMITATIONS OF LIABILITY

To the maximum extent permitted under applicable international standards, GoKwik Network, its developers, officers, employees, affiliates, and partners shall not be liable for :

✔ Any indirect, incidental, or consequential damages

✔ Loss of virtual Points or in-app rewards

✔ Loss arising from unauthorized account access due to user error

✔ Errors or interruptions in Points calculations

✔ Delays, bugs, or failures caused by third-party services (Firebase, Google, OneSignal, AdMob, Meta Facebook Audience Network)

✔ Any misuse or unauthorized modifications made to the app by users

GoKwik Network provides its services on an “as is” and “as available”  basis.
We make commercially reasonable efforts to secure and maintain systems,
but no digital service can guarantee absolute security or uptime.

34. NO REAL-WORLD FINANCIAL OR INVESTMENT ADVICE

GoKwik Network Points and rewards:

Points are virtual, cannot be traded, sold, or withdrawn, and have no real-world monetary value.

We do not provide:

❌ Trading services
❌ Investment suggestions
❌ Financial advice

Users must understand that all rewards are virtual and used only within the app experience.

35. GOVERNING PRINCIPLES (NO FIXED JURISDICTION)

Because GoKwik Network follows International Best Practices , the app:

✔ Does NOT operate under any single country’s legal framework

✔ Follows universal privacy principles

✔ Adopts globally recognized data protection standards

✔ Ensures fair, transparent, and responsible data handling

This approach ensures:

Users agree that:

Any disputes shall be resolved under general international digital service principles, not any one country's national laws.

36. THIRD-PARTY LINKS & SERVICES DISCLAIMER

GoKwik Network may contain links to or integrations with:

We do not  control these third-party systems and are not responsible  for:

Users must review third-party policies independently.

37. SERVICE AVAILABILITY & TERMINATION RIGHTS

GoKwik Network reserves the right to:

Users acknowledge that the app may update or evolve over time to maintain security and fairness.

38. POLICY ACCEPTANCE

By using GoKwik Network, you confirm that you:

✔ Have read this Privacy Policy

✔ Understand how your data is collected and used

✔ Consent to international data transfer

✔ Agree with Points-only, non-financial operations

✔ Approve use of third-party SDKs (AdMob, Meta Facebook Audience Network, Appodeal, Firebase, OneSignal)

✔ Accept that app rewards are virtual and have no real-world monetary value

✔ Understand security limitations

✔ Agree to the account deletion consequences

If you do not agree with this Policy,
you must stop using GoKwik Network immediately.

39. POLICY CHANGES & UPDATE PROCEDURE

GoKwik Network may update this Privacy Policy periodically to reflect:

When changes occur:

  1. The “Last Updated”  date will be modified
  2. Major changes may be announced via notification
  3. Updated policies take effect immediately upon publication

Continued use of the app means you accept the updated policy.

40. CONTACT INFORMATION

For privacy concerns, data requests, account deletion, complaints, or questions, users may contact us at:

📩 Email:  gokwiknetwork@gmail.com
👤 Owner / Developer:  Ramlal
🏢 Company:  MobikPe Fintech Services
🌍 Jurisdiction:  International (No fixed governing country)

We generally respond within 7–14 business days .